LPT: If you're in a car accident, you may be entitled to an insurance claim specifically for the depreciation of your car! (More info inside)
(UNNECESSARY INTRO HERE)Hi y'all. Ignore this paragraph if you're just here for info. I learned this through a previous Reddit thread. And then I posted it as a response to someone's unfortunate car accident thread. And then it became my top rated comment. With that in mind, I'm posting this below to help inform others!... and honestly, I've never done well with post karma. So... maybe it helps me, too?
(PERTINENT INFO HERE) Anyways, if you are in an accident that is not your fault (ie - your car is parked and someone sideswipes it), even if their insurance covers your repairs, your car loses value. The accident and subsequent repairs will show up in the car's vehicle history, and people would theoretically pay less for it upon resale. Insurance can (in many situations) pay the difference in value between your original undamaged car and your newly repaired car. But you need to file a specific claim for it.
Here is a great wikihow primer on it.
And remember, the laws change by state. So here's a state by state list of precedents.
IANAL. Just trying my best to contribute.