YSK: If you get into a car accident in a work vehicle, your personal car insurance rate could go up.

I almost found this out the hard way. I was in an accident in a work vehicle, and even though I was rear-ended I was found to be at fault. I thought I was all clear because the work vehicle was insured through the company, not my personal insurance. However, a few weeks later, my personal insurance contacted me requesting information about the accident. I informed them I was at fault, but since I was never informed of how much damage was caused my personal rates didnt go up. But normally it would.