Have a low-balance Visa or MC gift card you can't figure out how to spend? If you've ever redeemed a gift card for Amazon you can reload it into your online account in any amount you choose. You just have to add the new card as a payment source and know the exact balance.

CaptionI have been carrying a Visa gift card in my wallet for months with a $3.86 balance and never could remember my balance to use it in person. After I received a $25 "virtual" Visa gift card I could only use online I received sage advice to use it to purchase an Amazon gift card. Instead I discovered I could just reload it straight to my Amazon account and it was available within minutes. It always bugged me as sometimes I can't spend the entire balance in one purchase and end up with a forgettable amount left on the card. Since I use Amazon all the time I plan to do this with any Visa/MC gift card I receive in the future.